One of the oppressors in the city of Lagos is the Company called Eko Electricity Distribution Company (EKEDC).  Personally, I am yet to understand why someone who lives in a 2 bedroom flat should pay more than N30,000 in a month as an electricity bill, whereas their counterparts using prepaid meters spend less than ten thousand naira a month.  Those who live in two bedroom apartment are basically low income earners; their salaries are mostly around One hundred thousand or below and they have to spend thirty thousand on electricity bill only? Continue reading

When is no Better than yes? – Steve Obiakor.


Josh Billings once said:

Half of the troubles of this life can be traced to saying yes too quickly and not saying no soon enough.

In the few years I’ve spent in this world I’ve got a lot of people say yes to me and their yes eventually turned out to be no. I’ve also said yes to many people but eventually could not fulfill my promise.  Why do people say yes when they should actually say no?  The common reason is that we all erroneously believe that saying yes is a sign of respect for someone who is older or who is in charge. We also believe that saying no could harm someone’s feelings and because we do not want to offend someone (a friend or a family member), we say yes.  Whatever reason it is, what we do not remember is that when we eventually fail to fulfill our promise, we cause more pain to the supposed beneficiary of our yes. When we say yes, we make people prepare their minds and adjust their plans to accommodate our promise. When we fail, we destroy both our own reputation and the plans of the person we said yes to.

 Looking at it from our own point of view, we say yes because we don’t want to be seen as a bad person. Trying to be a nice person at all times and to all people has exposed many of us to the dangers of becoming a pawn. That reminds me! Majority of the good we do are done to keep our names and image protected. Suffice it to say that they are for selfish reasons. Take for instance, when something goes wrong in a relationship you hear people say, “After everything I’ve done for him/her…” When we train our children in school and all of that, we do so because we want to be proud of them and we want them to be proud of us.  We say yes to the boss to our own detriment because we want to remain in the good book and at the end of the day, we end up in a bad book as a result of failure to meet up eventually. No could be the best answer in some situations and such situations may include but not limited to: Continue reading

Midlife Crises! What’s that?-Steve Obiakor


I never read about this in school but I stumbled on it while looking out for some emotional challenges people face in their daily lives. What is midlife crisis? According to Wikipedia, mid life crisis is briefly defined as a transition of identity and self-confidence that can occur in middle-aged individuals, typically from 45 years.

This article is meant to draw your attention to the existence of this psychological crisis so you’ll be able to prepare for it, reduce it, manage it when it comes (that’s if you’re still within the age of doing that) or so you’ll be able to manage it if you’re already caught up in it. Like every other phenomenon (scientific or otherwise), there are divergent views on whether mid life crisis exist or not. To me, it’s only a common sense that it does exist. Continue reading

How Do We Spend Our 24 Hours? –Steve Obiakor


I recently attended a seminar where Professor Chukwuma Soludo spoke extensively on time management and it occurred to me that I’ve not really been paying attention to the critical nature of time and its usage. We all hear and use quotes about time:

  • Punctuality is the soul of business.
  • Time is of essence.
  • Time is like a cab; it keeps reading.
  • If you lose one minute in the morning, you’ll spend the whole day looking for it.
  • Early to bed, early to rise.
  • He who does not rise early makes progress in nothing.

These are classic but common quotes on time but I’ll like us to look at time practically. Continue reading

How Well Do We Apply Emotional Intelligence?-Steve Obiakor


Most of our daily actions emanate from what we feel at the moment. There is always this battle between reason and feeling. Sometimes we are heavily controlled by emotions that our actions work against our sense of reasoning in the end. At other times, we are conscious of the fact that these actions are against our reasoning but we tend to appear helpless. We need to pay attention to managing emotions effectively because feelings   are capable of igniting actions that ruin relationships at all levels. The same way we pay attention to our health, spend money on our education and other basic needs, that same way we must pay attention to our Emotional Intelligence. What is Emotional Intelligence? It is the ability to recognize and understand emotions of ourselves and others and the ability to apply this awareness in managing our behaviours in dealing with others and in relationships. It is about how well we resolve (or create) conflict, manage anger, deal with adversity, and shake off bad moods. It is more about managing negative emotions and bad moods. Dr Hendrie Weisinger identified five key factors that control emotional intelligence. These factors are capable of helping us to apply our emotional intelligence when the need arises. Continue reading

Businesses You Can Do From Your Home With Little or No Capital. -Steve Obiakor


Nigeria, no doubt is one of the most difficult places in the world to do business. With the World Bank ease of doing business latest ranking of 169, it is obvious that Nigerian businesses have very low chances of survival. Many people find it difficult to establish businesses due to the harsh bureaucratic process involved in registering and running a business in Nigeria. The same agency that would not certify your product would also allow importation of a lower standard of the same product from other countries. However, it is advisable to meet an acceptable standard in whatever one does as a business in order to be on the safer side. Continue reading

Lucrative Business Ideas That Will Take Center Stage In 2017


A lot has happened in 2016 – smart entrepreneurs have made money, outstanding entrepreneurs picked up awards and grants, Tech entrepreneurs raised so much in investment funding, 2016 has been good and bad for businesses for different reasons. Now we look at 2017.

The good thing about 2017 is a lot of people will find new, creative ways of doing old businesses, and that will be the beauty of it. You can have your own brand of products in your own brand name without doing any of the production yourself, for example. You can enter the real estate business without spending huge sums of money, and so on. This is why 2017 will be a lucrative year for smart entrepreneurs. Let’s get right to it. Continue reading

Financing A Home in Nigeria


Over the years, housing has appeared to be one of the major social economic problems plaguing the Nigerian society. Accommodation seems to be the highest household expenditure to every average income earner in Nigeria. Getting to own a home or even renting a decent apartment in Nigeria is largely dependent on one’s income. Many Nigerians have resorted to living in chanties and make shift structures some of which are decent enough for animals. Rural-urban migration has in recent years increased the population of the major cities across Nigeria thereby creating room for overcrowding, increase in crimes, increase in destitute and more worrisome, building collapse. From the forgoing, it is obvious that lack of a home gives rise to many vices and crimes which in turn threatens the survival of a society. It is against this backdrop that financing a home becomes paramount in the economic planning of any serious government.
There are many ways of securing a home which include:  Continue reading